Can Mom & Dad Afford A Caregiver?



Making the decision to hire a caregiver is a very important decision. With that decision comes the determination of whether or not mom & dad can afford the much needed assistance. From our experience with families in search of Home Care, there are many emotional elements that arise from needing the help and affording the help.


Ironically in most states Medicaid will pay for a nursing home, but won't pay for a caregiver in the home to keep an aging parent out of a nursing home. The nursing home is much more expensive than staying at home so it is baffling that Home Care isn't a option paid by Medicaid.


One of the first steps is to assess the available income after expenses to determine what you can afford. Is there a long-term care insurance plan? You many need to consult with a financial planner on how to stretch the funds over time.


If your parent is a military veteran check to see if they are eligible for the Aid and Attendance Pension Benefit. You can contact Elder Veterans Legal Aid Group at 800-878-2149 for a consultation to all the questions you might have regarding this benefit also check out our blog for a quick review of requirements for eligibility: Home Care Benefits for Veterans.


Adult Day Care provides a safe place to socialize and have a hot meal in a secure setting. Usually the fee is nominal.


Family Caregiver Support programs are offered through out the government or by a volunteer organization. These services may provide respite care, meals and assistance with bathing. A good place to start would be by contacting your local senior center usually listed as senior services.


Choosing a Home Care agency to monitor the quality of care and manage the personnel issues will give you the freedom that you need to enjoy family time if this proves to be some thing that fits into the budget. You can begin with a caregiver checking in on mom and dad 3-4 times a week depending on the needs of your loved one. This service allows with assistance in bathing. dressing, grooming, meals, and in preparing for the day. There are ways to make Home Care work within the budget. Having a caregiver can maximize peace of mind and ensure your time is spent providing love and support.


Where do you turn when a loved ones needs are more than you can manage on your own? What do you do when some of the care alternatives seem like a complication rather than a solution? We understand, in fact, we have been there.


Consult Atlanta's most trusted source for quality Home Care, Easy Living Services. Offering affordable, flexible, care plans designed to guarantee safety, comfort, companionship, and personal care and attention to your loved one at home. Call us at 770-442-8664 visit our web site at: http://www.easylivingservices.com

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